Don’t Incorporate or Be an LLC Until You Listen
Duration
0:00 / 00:15:31
Published
February 16, 2023

Listen to Jay Freeborne, E.A. and Stuart Bloomfield of WATAX explore some of the pitfalls, tax implications, and solutions associated with mistakes in selecting how to set-up your entity on the latest "Welcome to the Resolution" Podcast. How are $100,000 in profits is taxed by a C corp, S Corp and a sole proprietorship (single member LLC) to you the individual: Sole prop: profit $100,000 - your tax bill is $28000 roughly (this includes $15,000 roughly to fund your Social Security Medicare.) plus you get deduct 20% for Qualified Business Deduction (QBI). S corp: profit $100,000 - your tax bill is $15384. No Social Security/Medicare required on dividends. Although you should get on payroll! (probably for 50k in this situation and pay $7500 to soc/security medicare), plus you get to deduct 20% for QBI deduction. C corp: company level profit $100,000 x 21% = $21000. Let's say you choose to pay yourself in dividends, you will then owe an additional $15,284 in taxes. And zero QBI DEDUCTION!!! Partnership, multi member LLC - limited partners: $100,000 profit distributed to one partners has $15,284 taxes due. (If you are a General Partner you would pay Social security/medicare taxes on this income at 15.35% rate). All of the above entities have their merits. But clearly the C Corp is the worst model for your average small business. You pay the most taxes with the fewest benefits. To make matters worse: C corps don’t even get the 20% QBI deduction like the other entities! Even sole props get the benefits of higher Social Security and medicare coverage for their high tax rate! S corp might just be the sweetest spot. You pay some Social Security taxes on your wages but not on your dividends. Sponsored by Washington Tax Services - www.watax.com

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