If you are dilly-dallying in the resolution of your IRS tax problem, do consider that if you can make it to the window of Dec 6 to Dec 25th - you can avoid getting levied or garnished at that time. In the past couple of years - the IRS has refrained from levying throughout most of December in good Xmas spirit. Yet - this is also an opportunity NOW to get your representative to get a hold on levies that might occur before December 6th!